Terms of Service
Last updated: June 1, 2026
Acceptance of Terms
These Terms of Service govern your use of SavvySG and its services. By accessing and using our website, you acknowledge that you have read, understood, and agree to be bound by these terms in their entirety. We provide educational resources on financial planning, household budgeting, CPF contribution awareness, emergency fund building, and long-term goal setting aligned with Monetary Authority of Singapore guidelines. Your use of our platform constitutes your acceptance of these terms, and if you do not agree with any part of them, you should discontinue use immediately. We reserve the right to modify these terms at any time, and continued use of our services following such modifications constitutes your acceptance of the updated terms.
User Obligations
As a user of our platform, you agree to use our services only for lawful purposes and in ways that do not infringe upon the rights of others or restrict their use and enjoyment. Prohibited behaviour includes harassing, causing distress or inconvenience to any person, obscene or offensive language, disrupting the normal flow of dialogue within our community, and attempting to gain unauthorized access to our systems. You are responsible for maintaining the confidentiality of any login credentials and for all activities that occur under your account. You agree to provide accurate and complete information when registering and to update such information as necessary. We rely on your cooperation to maintain a safe and respectful environment for all users accessing our financial education resources.
Intellectual Property Rights
All content on our platform, including text, graphics, logos, images, videos, and educational materials, is the intellectual property of our organization or our content licensors and is protected by international copyright and intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use our content for personal, non-commercial educational purposes. You may not reproduce, distribute, transmit, display, or perform any content without our prior written permission. This includes copying our financial planning guides, budgeting templates, CPF awareness materials, and emergency fund resources. Unauthorized use of our intellectual property may result in civil or criminal liability. We appreciate proper attribution when our publicly available materials are referenced in educational contexts.
Limitation of Liability
Our website and educational resources are provided on an “as is” basis without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or timeliness of any information provided. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services, including financial losses or decisions made based on our educational content. While we strive to provide guidance aligned with MAS guidelines, we are not a substitute for professional financial advice. You should consult with qualified financial advisors before making significant financial decisions regarding CPF contributions, emergency funds, or long-term planning. Your use of our platform is at your own risk.
Termination of Access
We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and without prior notice. Reasons for termination may include violation of these terms, misuse of our platform, engaging in prohibited behaviour, or any activity we deem harmful to our community. Upon termination, your right to use our services ceases immediately. You remain responsible for any obligations incurred prior to termination. We may also discontinue or modify our services at any time. Termination shall not relieve you of any obligations under these terms. We encourage users to review our terms regularly and to use our platform responsibly in pursuit of improved financial literacy and household budgeting awareness aligned with Singapore’s financial planning standards.
Questions About These Terms
If you have any questions or concerns regarding these Terms of Service, we encourage you to review the information on our website or visit our other policy pages for clarification. You may also explore our related policies by visiting our Privacy Policy , Cookie Policy , or Disclaimer for comprehensive information about how we handle your information and the limitations of our services. We are committed to maintaining transparency and helping you understand your rights and our obligations. Regular updates to these terms ensure they remain relevant and fair to all users.